Excellent advice on Help to buy schemes

Help to Buy is a government-backed initiative aimed at helping people buy a home. It will help both first time buyers and existing home owners purchase a home with as little as 5% deposit. There are two ways to purchase a property up to the value of £600,000 using Help to Buy:

Equity loan (HTB1) – available on new build properties only, using a government equity loan of up to 20% of the purchase price plus a traditional mortgage. Mortgage guarantee (HTB2) – available on both pre-owned and new build properties with a standard mortgage of up to 95% of the purchase price.

Urban and Country is an introducer appointed representative of Stonebridge Mortgage Solutions Ltd for mortgages and insurance introductions. Stonebridge Mortgage Solutions Ltd is authorised and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage

Professional advice for Home Movers

  • Excellent moving home deals
  • Home & office visits at your convenience
  • No hassle as NexMoney research and recommend the very best mortgage deals
  • NexMoney make sure your sale & purchase runs smoothly

Personal Service for First Time Buyers

  • Home & Office visits at your convenience
  • NexMoney makes the process straightforward for first time mortgage buyers
  • Specialist first time buyer mortgages
  • NexMoney compares the whole of the mortgage market

Specialist advice on Buy to Lets

  • Re-mortgage for capital raising to either purchase new properties or Improvement’s to your current Buy To Let
  • No/low incomes requirements available
  • Mortgage’s above commercial premises
  • HMO’s up to 8 bed rooms
  • Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority

Tailored Re- mortgage solution’s

  • Free valuation & Legal service
  • 2,3,5 and 10 fixed deals
  • No upfront costs on specific products
  • Individual tailored service for your own needs from start to finish
  • You may have to pay an early repayment charge to your existing lender if you remortgage

Tailored solutions for your personal Financial Protection needs

  • Life Insurance
  • Critical Illness
  • Income Protection
  • Accident, Sickness and unemployment cover
  • Private Medical Insurance
  • Buildings & Contents Insurance including Buy To lets
  • As with all insurance policies, conditions and exclusions will apply

For further information please call 01202 802677 or click